Joe has been in the financial services industry since 1972.  Before joining CSI, Joe retired from KeyBank as a Vice President in October of 2000.  During his career he was a Private Banking Relationship Manager, Branch Manager and a commercial and consumer lender with overall responsibility for the growth and daily operations of several branches.

With CSI, Joe has assisted clients by performing compliance reviews, loan reviews, and has served as an onsite loan workout specialist.  Joe is a graduate of or received degrees from the ABA ’s National Compliance School , the American Institute of Banking, Northwest Intermediate Banking School and the Pacific Coast Banking School.