CSI would perform an onsite compliance review covering the following high risk and problem areas affecting bank or credit union products, services, website and operations (as applicable to your organization):

 Loan Compliance

·        Truth-in-Lending Act (Regulation Z)

-      Consumer-purpose Installment Loans

-      Construction Loans

-      Private Mortgage Insurance

-      Adjustable Rate Mortgages

-      Credit Cards

-      Home Equity Lines of Credit

-      Other Lines of Credit

·        Equal Credit Opportunity Act (Regulation B)

·        Flood Disaster Protection Act

·        Private Mortgage Insurance Act

·        Home Mortgage Disclosure Act (HMDA); including HMDA “scrubs” to ensure accuracy of the HMDA-LAR

·        Real Estate Settlement Procedures Act

·        Fair Credit Reporting Act

·        Fair Housing Act

·        Unfair or Deceptive Practices Act (Regulation AA)

·        Limited-scope CRA Compliance

·        FACT Act

·       Loans to Executive Officers, Directors & Principal Shareholders (Regulation O)