Loan Compliance Review

CSI can perform onsite compliance reviews covering the following high risk and problem areas affecting financial institution products, services, website and operations (as applicable to your organization):

Loan Compliance

• Truth in Lending Act (Regulation Z)
  • Consumer-purpose Installment Loans
  • Construction Loans
  • Private Mortgage Insurance
  • Adjustable Rate Mortgages
  • Credit Cards
  • Home Equity Lines of Credit
  • Other Lines of Credit
• Consumer Protection in Sales of Insurance (Regulation H/Subpart H)
• Limited-scope CRA Compliance
• Equal Credit Opportunity Act (Regulation B)
• FACT Act
• Fair Credit Reporting Act
• Fair Housing Act
• Flood Disaster Protection Act
• Home Mortgage Disclosure Act (HMDA); including HMDA "scrubs" to ensure accuracy of the HMDA-LAR
• Home Owners Protection Act ("HOPA")
• Home Ownership and Equity Protection Act ("HOEPA")
• Housing & Urban Development Act (Home Ownership Counseling Notice)
• Private Mortgage Insurance Act
• Real Estate Settlement Procedures Act
• SAFE Act
• Servicemembers Civil Relief Act
• Unfair or Deceptive Practices Act (Regulation AA)
• Loans to Executive Officers, Directors & Principal Shareholders (Regulation O)