We strive to offer our services in a manner that will meet the specific compliance needs and expectations of our clients.  For start-up banks or credit unions, we offer our services under a deferred fee arrangement or structure a payment plan that enables the banks to allocate the cost over 12-months.  CSI provides the following services specifically tailored to the needs of a start-up institution: 

• Compliance Management Policy, including appointment of appropriate compliance officer(s) and delegation of certain duties  
• Privacy of Consumers’ Financial Information policies, notices and procedures
• Regulation CC Procedures, including Hold Notices and Lobby Poster
• Bank Secrecy Act Policy and Procedures
• Regulation E Error Resolution Procedures
• Fair Lending Policy
• CRA Policy Statement (to be included in lending policy)
• CRA Lobby Poster
• Branch Closing Policy  
• Privacy Policies and Procedures

Action Plans

• Compliance Management Action Plan
• CRA Compliance Management Action Plan  
• Privacy of Consumers’ Financial Information Compliance Action Plan

Preliminary Reviews

• Loan/line disclosures and applications
• Regulation DD disclosures, including rate sheet, periodic statements and maturity notices
• Lobby posters
• Regulation CC disclosures
• Regulation E disclosures

Initial and Ongoing Training

• Regulation CC and BSA training
• Loan training – Stages of a loan

Other Initial and Ongoing Services