"Turnkey" Services

We strive to offer our services in a manner that will meet the specific compliance needs and expectations of our clients. For start-up financial institutions, we offer our services under a deferred fee arrangement or structure a payment plan that enables them to allocate the cost over 12-months. CSI provides the following services specifically tailored to the needs of a start-up institution:

Policies, Procedures and Notices

• Compliance Management Policy, including appointment of appropriate compliance officer(s) and delegation of certain duties
• Privacy of Consumers’ Financial Information policies, notices and procedures
• Regulation CC Procedures, including Hold Notices and Lobby Poster
• Bank Secrecy Act Policy and Procedures
• Regulation E Error Resolution Procedures
• Fair Lending Policy
• CRA Policy Statement (to be included in lending policy)
• CRA Lobby Poster
• Branch Closing Policy
• Privacy Policies and Procedures

Action Plans

• Compliance Management Action Plan
• CRA Compliance Management Action Plan
• Privacy of Consumers’ Financial Information Compliance Action Plan

Preliminary Reviews

• Loan/line disclosures and applications
• Regulation DD disclosures, including rate sheet, periodic statements and maturity notices
• Lobby posters
• Regulation CC disclosures
• Regulation E disclosures

Initial and Ongoing Training

• Board Training
• BSA Training
• Deposit/Operations Training
• Loan training – Stages of a loan

Other Initial and Ongoing Services

• Monthly, quarterly or semiannual compliance overviews (onsite or off-site), including the following high risk compliance issues:
  • Regulation Z – ARM notices, discounted/premium loan products, construction loans, loans with mortgage insurance, home equity lines of credit and credit cards
  • Bank Secrecy Act
  • Regulation CC
• Fair lending file comparison reviews
• Bank Secrecy Act independent reviews
• Regularly Scheduled Loan, Deposit and Operations Compliance Reviews